I cannot thank Emma and her team enough for being there at this distressing time. They took away all the organisational worries for myself and my family.
How Much Will It Cost?
Please Note: Should you want to pay by instalments, and require the additional options, their cost will be paid in advance. This illustration is based on an initial deposit of €100, but amounts will change with the payment of a higher deposit.
Monthly Euro payments over 12 months. On all Euro instalment purchases with a longer duration than 12 months, a cumulative Instalment Management charge of 6% per annum is included in the monthly instalment calculations. Funeral plan amount of €2,489.00 with an upfront arrangement fee of €100.00 and monthly repayments of €105.51 p/m over a term of 24 months. Total amount repayable is €2,632.34.
Please Note: Should you want to pay by instalments, and require the additional options, their cost will be paid in advance. This illustration is based on an initial deposit of £85, but amounts will change with the payment of a higher deposit.
Funeral Safe Representative example
Credit amount of £2,165.00 with an upfront arrangement fee payment of £85.00 and monthly repayments of £105.53 over a term of 24 months at a rate of interest per annum (fixed) of 12.99%. This is the equivalent to 15.99% APR representative. Total amount repayable is £2,617.72. We will do a credit assessment of your circumstances when you apply. Credit available subject to status and personal circumstance to UK residents aged 18 years and over. Funeral Safe finance is available over terms of 2 – 8 years with (fixed) APR rates from 11.99% based on your personal circumstances. We reserve the right to refuse any application. Information correct as of 01/02/2024. Funeral Safe limited is authorised and regulated by the Financial Conduct Authority and is the Lender (FRN:765110)
*Golden Leaves Limited is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 960923. You can check this on the Financial Services Register at www.fca.org.co.uk/firms/financial-services-register. We introduce you to and promote credit available only from Funeral Safe Limited for the purpose of financing a funeral plan. You do not have to pay us for this introduction and we do not receive any commission, incentive or other form of payment if you choose to apply for credit with Funeral Safe to finance your Golden Leaves funeral plan.
Direct Cremation Funeral Plan Spain
Our best value funeral plan is designed for those who just want a direct cremation with no service.
The Direct Cremation funeral plan provides for the collection of the deceased, a cremation without attendees or service and the return of the ashes in a simple urn. As there is no provision to view the deceased before the cremation, there is no facility to attend the cremation and no funeral service, this cremation plan is our most cost effective plan and is ideal for those who want time to consider and arrange a more personal memorial service at a later date.
What’s included:
- Administration of the plan
- Attending to all necessary funeral arrangements
- The funeral director’s services
- Unattended cremation service
- Conveyance of the deceased to the mortuary within Spain
- 24 hours’ mortuary expenses
- Preparation and care of the deceased
- Supply of a coffin
- Cremation fee and doctor’s certificate
- Supply of a simple urn
- Ashes to be returned to family within mainland Spain
- Certificate to allow ashes to be taken on board an aircraft
- Death certificate in language of country of residence and translated to English
- Dual plan cover with the UK
- 24-Hour English-speaking emergency helpline
What is not included:
- Contribution to repatriation of ashes
- Extra mortuary expenses for more than one day
- Burial of the deceased
- Attendance or viewing of the deceased
- Religious or non-religious funeral service
Important information you should know
Single payment (i.e. one lump sum) paying in Euros or Sterling – you can cancel within 30 days or within 7 days of us telling you who your funeral director is (if this is later). You’ll get all your money back. If you cancel after this, you’ll get your money back but we’ll keep a €343 / £299 charge for administration.
12 months’ instalments paying in Euros or Sterling – you can cancel at any time in the 12 months and get back everything you’ve paid. After that, you’ll get your money back but we’ll keep a €343 / £299 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan.
12 – 96 months’ instalments paying in Euros – you can cancel at any time in the 12 months and get back everything you’ve paid. After that, you’ll get your money back but we’ll keep a €343 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan.
Credit-financed payment* paying in Sterling – this is a loan and it’s subject to status and personal circumstances so you’re not guaranteed to be accepted. You must keep up payments on this: if you miss payments, your plan may be cancelled. If you select this option you will be provided with pre-contract credit information, adequate explanations and a credit agreement directly by Funeral Safe Limited. You will have a cooling off period which is the longer of 30 days from the date of the call or 7 days from when we tell you who the allocated funeral director is. During this period, you can cancel the purchase of your funeral and receive a full refund of any money you have paid to that date. If you cancel after this point, we’ll pay back the cost of your plan to Funeral Safe but we’ll keep a £299 charge for administration. Payment option not available if you have been advised by a doctor of a condition or illness that will cause death within 12 months of applying for a plan. You must repay your finance to Funeral Safe Limited before your 85th birthday
Guaranteed International Plans. If you move back to the UK your plan will become a financial contribution towards the cost of a funeral in the UK. If you are re-locating back to the UK and you have a Golden Leaves International funeral plan, please call our UK office who will be pleased to help set up a Golden Leaves UK funeral plan.
What happens to the money I paid for my plan? – We help many thousands of customers to plan and fund their funerals. Because of economies of scale, we can sell our plans to our customers at a rate which is usually far more cost effective than it would be for them buying from a funeral director at the time of the funeral itself. As a commercial enterprise, we have costs of doing business and promotional marketing. These costs are met by supply side economies of scale delivered by our ability to purchase funerals in bulk and are consequently absorbed into the price of our plans.
We retain an amount from the price paid by you for your plan (which is currently €343 / £299) to cover our administrative costs of running the business for the life of each plan, which is approximately 11 years. We also retain an amount (which currently ranges between €404 / £350.70 and €834 / £724 dependent on which plan you purchase) to cover marketing, sales fulfilment expenses and to provide the business with an element of profit. The balance is placed in the Trust in order to pay the appointed funeral director and other costs of the agreed funeral (for further information, please see our Commission and Payment Disclosure and refer to our fees and payments breakdown summary table for further details).
Any more Questions?
We’re here to help
If you would like more detailed information about all of your options, use the contact form on this page. Alternatively, phone us on the following numbers:
Call us on FREE 0800 85 44 48 (UK), 8000 98 309 (SPAIN), 800 814 567 (PORTUGAL), 8007 7376 (CYPRUS), or +44 208 684 34 64 if calling from anywhere else outside the UK
